Conditions

Spargeschäft Konditionen

Sparbuch opening	free of charge
Deposit in savings books	free of charge
Savings account recovery	free of charge
Savings account closure Fixed interest savings account	free of charge
Customer product equipment excerpt	EUR 10,00
Blocking of a savings account	EUR 15,00
Probate (for the savings books and for the time deposit accounts)
Third party blocking fee (per person)	free of charge
Savings account loss
Declaration of Indemnity and Cancellation	2 %
min.	EUR 50.00
max.	EUR 80.00 plus third-party expenses

Geltende Konditionen für Girokonten

Credit interest	0,01%
Debit interest	13,50%
Additional overdraft	5,00%

Kontoführung / Zahlunsgverkehr

per quarter
Salary account / Private current account	EUR 10,00
Pension account	EUR 10,00
Company account	EUR 20,00
Manipulation fee for corporate accounts	0.025‰ of the larger turnover side
Prices of the booking items for itemised billing
Booking line (cash deposit, withdrawal)	EUR 0.50
Data carrier bookings (transfers, ATM withdrawals, incoming payments)	EUR 0.50
Account closure	EUR 15,00

Kontoauszug

Bank statement

switch-mounted	EUR 0.50
Sending additional	Letter postage

Dauerauftrag

Standing orders in favour of VakifBank savings or loan accounts	free of charge
Plant/implementation	free of charge
Change	EUR 5,00
Closure	free of charge
Non-implementation due to lack of cover	EUR 10,00

Einziehungsauftrag

Amendment, closure	EUR 5,00
Retroactive debit note	EUR 10,00

Karten

ATM card with Maestro function ( annually )	EUR 25,00
Re-ordering of ATM cards (without PIN)	EUR 12,50
Transactions in EUR within EU	free of charge
Transactions abroad
Cash dispensing (ATM)	EUR 2,09*
Cash registers (Maestro)	EUR 1,25*

+ 0,75% from the turnover amount

ATM fee	free of charge
ELBA Internet Homebanking	free of charge

Sonstige Kontoführung

Extraordinary account closure	EUR 5,00
Duplicate extract	EUR 5,00
Booking voucher copy
until 1 month after booking	EUR 10,00
from 1 month after booking	EUR 15,00
Permanent secondary statement	EUR 0.50
Blocking fee for estates	free of charge

Entgelte für Auslandsüberweisungen (Laufkunden)

Foreign bank transfer in EURO to Turkey	Recipient bank T. Vakiflar Bankasi in Turkey	Rec. bank other institutes in Turkey
Up to EUR 200.00	EUR 7,00	EUR 15,00
from EUR 201.00 to EUR 500.00	EUR 8,00	EUR 20,00
from EUR 501.00 to EUR 1,000.00	EUR 10,00	EUR 25,00
from EUR 1,001.oo to EUR 2,000.00	EUR 15,00	EUR 30,00
from EUR 2,001.00 to EUR 4,000.00	EUR 25,00	EUR 35,00
from EUR 4,001.00	0.25% plus rounding adjustment to whole 10 cents	0.25%zzgl. rounding adjustment to whole 10 cents
plus fixed expenses	EUR 20,00	EUR 35,00

Foreign currency transfer to Turkey Cash deposit in EURO	Recipient bank T. Vakiflar Bankasi in Turkey	Recipient bank other institutes in Turkey
Course	Foreign exchange sale	Foreign exchange sale
plus transfer charges as per table above (Euro equivalent)
plus dollar charges, if transfer in USD or CAD	EUR 25,00	EUR 30,00

Foreign currency transfer to Turkey Cash deposit in FW	Recipient bank T. Vakiflar Bankasi in Turkey	Recipient bank other institutes in Turkey
Transfer charges according to table above (Euro equivalent)
plus 1% Perte	EUR 5,00	EUR 5,00
plus dollar charges, if transfer in USD or CAD	EUR 25,00	EUR 30,00

Foreign bank transfer in EURO to all other countries Transfers in EURO Cash deposit in EURO
Transfer fee	0.30% plus Rounding adjustment to a whole 10 cents
min.	EUR 10,00
plus fixed expenses	EUR 30,00

Foreign currency transfer to all other countries Cash deposit in EURO
Course	Foreign exchange selling rate
Transfer fee	0.325% plus rounding adjustment to whole 10 cents
min.	EUR 10,00
plus fixed expenses	EUR 50.00
plus dollar charges, if bank transfer in USD or CAD	EUR 50.00

Foreign transfer in foreign currency to all other countries Cash deposit in FW
plus expenses	0.325% plus rounding adjustment to whole 10 cents
min.	EUR 10,00
plus fixed expenses	EUR 50.00
1 % Perte min.	EUR 5,00
plus dollar charges, if transfer is in USD or CAD	EUR 50.00

Entgelte für Auslandszahlungseingänge (Laufkunde)

Receipts from abroad outside the EU and the EEA area in EURO Cash payment in EURO
less expenses	0.25% plus rounding adjustment to whole 10 cents
min.	EUR 15,00
plus fixed expenses	EUR 25,00
In case of early payout minus presentation commission	EUR -

Receipts from abroad outside the EU and the EEA area in foreign currency Cash payment in EURO
less expenses	0.300% plus rounding adjustment to whole 10 cents
min.	EUR 15,00
less fixed expenses	EUR 25,00
In case of early payout minus presentation commission	EUR -
less dollar charges, if transfer is in USD or CAD	EUR 20,00

Receipts from abroad outside the EU and the EEA area in foreign currency Cash payment in foreign currency
less expenses	0.325% plus rounding adjustment to whole 10 cents
min.	EUR 15,00
less fixed expenses	EUR 25,00
1% Perte min.	EUR 5,00
in case of early payout minus presentation commission	EUR -
less dollar charges, if transfer is in USD or CAD	EUR 20,00

Entgelte für Auslandszahlungseingänge auf Girokonten

in favour of Inländer-Euro account

1. EU standard bank transfer
Transfers in euro from a bank account of the ordering party within the EU held in euro are executed at domestic rates if the IBAN and BIC of the recipient are stated correctly. If any of the above criteria is missing or incorrect, payment will be made at the prevailing terms and conditions	Domestic conditions
2. foreign transfer in EURO
less expenses	0,25% min. EUR 10,00
plus fixed expenses	EUR. 15,00
3. foreign transfer in foreign currency
Course	Foreign exchange buying rate
less expenses	0,275% min. EUR 10,00
less fixed expenses	EUR 25,00
less dollar charges, if transfer is in USD or CAD	EUR 10,00

in favour of foreign currency account

less expenses	0,275% min. EUR 10,00
less fixed expenses	EUR 25,00
less dollar charges, if transfer in USD or CAD	EUR 10,00
Charges are debited in the respective account currency.

in favour of free EURO accounts

Payments are treated as foreign payments without exception and are settled with the corresponding charges.

Entgelte für Auslandsüberweisungen (Kunde mit Konto)

Foreign bank transfer in EURO to Turkey	IN FILIAL Recipient bank T. Vakiflar Bankasi in Turkey	ONLINE Recipient bank T. Vakiflar Bankasi in Turkey	IN FILIAL or ONLINE Recipient bank other institutions in Turkey
Up to EUR 200.00	EUR 5,00	EUR 5,00	EUR 8,00
from EUR 201.00 to EUR 500.00	EUR 7,00	EUR 5,00	EUR 9,00
from EUR 501.00 to EUR 1,000.00	EUR 8,00	EUR 5,00	EUR 13,00
from EUR 1,001.00 to EUR 2,000.00	EUR 12,00	EUR 5,00	EUR 18,00
from EUR 2,001.00 to EUR 4,000.00	EUR 15,00	EUR 5,00	EUR 20,00
from EUR 4,001.00	0,25% plus round off to whole 10 cents		0,25% plus round off to whole 10 cents
plus fixed expenses	EUR 15,00		EUR 25,00

EU internal payment traffic

EU internal payment traffic means that all foreign transfers are
carried out within the EU at the fees of a domestic transfer
if they meet certain criteria.

INFO:

Adjustments to the payment transaction conditions regarding the BREXIT

Kassageschäft

Cash deposit in favour of own account	free of charge
Cash deposit in favour of third-party accounts	EUR 5,00
Cash deposit in favour of third party credit institutions	EUR 10,00
Deposit on account at account opening	EUR 50.00
Cash withdrawals from foreign currency accounts
in EUR	EUR 25,00
in currency	1 % Perte
Cash deposits on foreign currency accounts
in EUR	EUR 25,00
in currency	1 % Perte
Expenses for money counting
Deposit to Vakifbank Savings Account	free of charge
Exchange or deposit	2% min. EUR 5,00
Coin rolls
per roll	EUR 1,00
Other services
Balance confirmation for audit	EUR 75.00
Other charges for forwarding by payment slip
Obtaining missing data	EUR 10,00
Return from data carrier	EUR 8,00

Kassageschäft

Other charges

Change of remittance data Transfer to Vakifbank	EUR 10.00
Transfer to another bank	EUR 15,00
Urgent surcharges for urgent payments
Europe and Mediterranean countries	EUR 10,00
Other countries	EUR 20,00
Confirmation for foreign transfers made	EUR 30.00 per calendar year
Confirmations (visa, embassy, MA, etc)	EUR 50.00
Confirmations for GmbH formation	EUR 50.00
Processing of withdrawals from a savings account Vakifbank Turkey	EUR 25,00

Conditions

Bank statement

in favour of Inländer-Euro account

in favour of foreign currency account

in favour of free EURO accounts

EU internal payment traffic

Other charges

How can we help you?

info@vakifbank.at

+43 1 512 15 57

VakıfBank

Private customers

Corporate clients

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